(616) 776-6457 | [email protected]


Got paper? When should you shred it?

Bill Morgan

June 5, 2019

Do you have a backlog of paper in your home or business office? Between the daily mail, important paperwork and printed work product, it can be hard to decipher what to keep and what to shred.

Here’s a quick guide for you and your staff or family to keep handy.

Shred immediately:

These items have information you can find elsewhere -- or they have identifying information that is easy for hackers to scam.

• Sales receipts
• ATM receipts
• Credit card statements
• Paid utility bills
• Credit offers
• Cancelled checks
• Expired warranties

Keep and shred after 1 year:

You might need this to refer back to within the calendar year.

• Pay stubs
• Bank statements
• Medical bills

Shred after 7 years:

If you haven’t needed these items for the past tax filings, it’s safe to shred after 7 years.

• Tax-related receipts
• Tax-related cancelled checks
• W-2s
• Records for tax deductions taken

Save forever:

These are extremely valuable identifying documents. Store them in a safe place.

• Birth certificates
• Social Security cards
• Citizenship papers
• Marriage licenses
• Adoption papers
• Death certificates

Talk to your CPA about:

You might need some of these for a specific amount of time. Best to ask the experts.

• Auto titles
• Home deeds
• Disputed medical bills
• Home improvement receipts
• Mortgage documents
• Tax returns with carry-over info

If you have any questions about what documents are important for your business or tax needs, contact Morgan & Associates today to double-check. We’d love to help!

Back to List

In three easy steps, our team can help you
find your path to a sustainable, profitable business
and more individual freedom.


BOSS is the answer to your back office headaches. Our cloud-based solution enables you to hand complex accounting tasks over to us. We work the numbers while providing you 24/7 access to your data—and all at a fixed, affordable monthly fee.

read more

 Our Specialties


We understand that the countless number of tasks associated with running a successful practice leaves you with little time to deal with your numerous accounting and tax responsibilities. That is where ...

read more

Property Management

With proactive tax strategies and industry-specific expertise, we have a proven track record of helping property management firms succeed from...

read more


If you contract your services as a salesperson, freelance writer, graphic designer, real estate professional, or other profession contact us to learn about the comprehensive, affordable...

read more


Morgan & Associates has extensive experience in nonprofit accounting, currently providing audit and tax return services to a growing number of...

read more


Latest from Our Blog

qb-proadvisor-desktop qb-proadvisor-advdesktop qb-proadvisor-online qb-proadvisor-advonline qb-proadvisor-enterprise

Learn More